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The value of your home minus any outstanding mortgage can be described as your 'Equity'.
Generally speaking Equity Release Plans allow you to release a lump sum from this Equity, with the amount released plus any interest accrued being mortgaged against your home and repaid in certain specified circumstances: e.g. if you move into long-term care or out of your estate on your death. Our Property Team includes specialists in this type of legal service who can provide you with professional and straightforward advice.