Secured Lending

Our Commercial Property solicitors have a wealth of experience regarding loans secured against both land and business assets. We have acted for commercial borrowers and major banks and building societies on a wide range of finance deals ranging from negotiating small business loans to arranging multi-pound financial facilities.

As one of our clients, whether we are acting for you as a borrower or as a lender, we understand your commercial needs and prioritise these accordingly. We'll work closely with all parties to ensure loans are drawn down quickly and efficiently. If you are the lender, we'll make certain you obtain the necessary levels of security. If you are the borrower, we'll be on your side, making sure the loan's financial terms are reasonable. We want both parties to enjoy a good lender/borrower relationship and will do our utmost to achieve this.

Get in touch with our expert commercial property solicitors by giving us a call at your closest branch in Chichester, Fareham, Havant or Petworth. Alternatively, fill in our online enquiry form and a member of our team will be in touch shortly to discuss your needs.

Our commercial property solicitors’ secured lending expertise

Most businesses will require funding to secure their premises. We are highly experienced at advising both borrowers and lenders in relation to financing commercial property transactions and other circumstances requiring acquisition finance.

Our clients range from start-ups and small to medium enterprises looking for their first business premises, to large regional and national corporations looking to expand an extensive property portfolio. We advise in relation to all forms of lending from commercial mortgages through high street lenders to private equity investments through venture capitalists.

As we regularly work with lenders directly, we have an in-depth understanding of the strict obligations and restrictions that come with secured lending. We are able to work efficiently and complete all legal aspects of the transaction to the highest possible standards whilst being mindful of your/the lender’s individual policies, the overarching regulations and your commercial goals and requirements.

As well as preparing and reviewing the necessary legal documentation to the highest standards and providing advice on this, we can also take steps to ensure the property is appropriately secure and is sufficient to fulfil your business requirements, including:

Examining the legal title
Undertaking appropriate searches
Making enquiries with the vendor
Ensuring the lending is properly registered with bodies such as the Land Registry and Companies House

Why choose our commercial property lawyers?

We help borrowers and lenders arrange loans swiftly and efficiently with a full understanding of the tight timescales and issues of commercial sensitivity involved in these types of transactions
We deliver detailed, tailored advice to suit your individual needs and with your commercial goals in mind
We leave no stone unturned when making sure that the property and the terms of the loan suit your needs. We will provide detailed advice and propose any beneficial amendments so that you can make an informed decision about how to proceed
We are proactive in our approach with substantial experience working with professionals across the industry
We work with both borrowers and lenders, giving us unique insight into each party’s individual needs, obligations and commercial goals. We use this knowledge to help parties arrange an effective agreement and form a positive long-term relationship
We pride ourselves on our excellent standards of client care and our ability to provide the high quality, professional service you expect from your commercial property lawyers
We are highly responsive and will always respond to your correspondence swiftly and without delay